The Social Security Delay Conundrum: A Calculated Risk Worth Taking? The prospect of waiting until 70 to claim Social Security benefits has long been a contentious issue in retirement planning.
Some argue that delaying benefits is the best way to increase one's payout, while others see it as a gamble that may not pay off.
The latest numbers suggest that delaying from 62 to 70 would indeed cost around $158,000 in skipped checks.