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Mortgage Rates Today August 14 2026

Mortgage and Refinance Interest Rates Today: Fixed Rates Rise, ARMs Fall The latest mortgage rate fluctuations have left many borrowers uncertain about their options.

As of this week, fixed rates are increasing, while adjustable rate mortgages (ARMs) have decreased – at least for now. This shift is significant for those seeking to secure a mortgage or refinance an existing one.

Mortgage rates remain highly volatile and subject to change at any moment. For prospective homeowners, this can be both a blessing and a curse.

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